Terms and Conditions – Lumina Reads

Welcome to Lumina Reads! These Terms and Conditions ("Terms") govern your access to and use of our website, services, and online platform (collectively, "our service"). By accessing or using our service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our service.

1. Acceptance of Terms

By accessing and using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Lumina Reads.

2. Services Provided

Lumina Reads offers a range of services including, but not limited to:

3. User Accounts

4. Ordering and Payment

5. E-books and Digital Content

6. Intellectual Property

All content on our service, including text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Lumina Reads or its content suppliers and protected by international copyright laws. The compilation of all content on our site is the exclusive property of Lumina Reads and protected by international copyright laws.

7. User Conduct

You agree not to use our service for any unlawful purpose or in any way that might harm, abuse, or otherwise interfere with Lumina Reads or any third party. This includes, but is not limited to, actions such as:

8. Disclaimer of Warranties

Our service is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Lumina Reads disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

In no event shall Lumina Reads, its directors, employees, or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any (i) errors, mistakes, or inaccuracies of content, (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our service, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption or cessation of transmission to or from our service, (v) any bugs, viruses, Trojan horses, or the like, which may be transmitted to or through our service by any third party, and/or (vi) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via our service, whether based on warranty, contract, tort, or any other legal theory, and whether or not the company is advised of the possibility of such damages.

10. Indemnification

You agree to defend, indemnify, and hold harmless Lumina Reads, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to our service; (ii) your violation of any term of these Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right.

11. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Singapore concerning any legal action or proceedings arising out of or relating to these Terms or your use of our service.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

13. Contact Information

If you have any questions about these Terms, please contact us: